概要
Supplier failure rarely arrives without warning, but the signals sit buried in filings most procurement teams never read. Z2's Bankruptcy Risk Score analyzes each supplier's financial trends and returns a probability of insolvency within a two-year window, turning scattered balance sheet data into one comparable figure you can act on early.
The Bankruptcy Risk Score reads the indicators that actually predict insolvency: liquidity, leverage, profitability, year-over-year growth, and market performance such as stock and valuation metrics. Z2 combines these into one algorithmic score, so you skip the manual balance-sheet interpretation that slows financial reviews. The score stays deliberately narrow, measuring insolvency risk only and not general performance, so a stagnant but solvent supplier can still hold a strong score and the signal you act on is the one that governs continuity of supply.
Rather than describing where a supplier stands today, the score looks ahead. It tracks a company's financial trajectory and estimates the likelihood of bankruptcy within the next two years, giving your team enough runway to qualify alternates before a single-source dependency becomes a stoppage.
Bankruptcy risk is one of eight categories Z2 scores for every supplier, all rolling up to a single 0 to 100 risk score, so the signal sits in context next to a supplier's other exposures. Because it lives in Supplier Insights, you can sort an Approved Vendor List by bankruptcy probability and pair it with real-time alerts on M&A, litigation, and leadership changes that often precede a collapse.
機能
Bankruptcy Risk ScoreはZ2DataのSupplier Insightsに搭載された機能の一つであり、deep financial, operational, and risk intelligence on 1M+ suppliers, so you see supplier risk before it disrupts production.
よくあるご質問
It estimates the probability that a supplier becomes insolvent within a two-year window, tracking financial trends over time rather than a point-in-time snapshot. That horizon gives teams lead time to qualify alternates before a failure disrupts supply.
Z2 analyzes liquidity, leverage, profitability, year-over-year growth, and market performance, combining them algorithmically into one bankruptcy probability. The methodology focuses on insolvency risk specifically, not overall company performance.
Bankruptcy risk is one of eight categories that feed Supplier Insights' 0 to 100 supplier risk score. You can review it on its own or see it weighed against every other exposure on a supplier in a single profile.
